5 Common Roofing Scams (and How to Avoid Them)
After a major storm, roofing contractors seem to appear out of nowhere—offering inspections, quick fixes, or “too good to be true” deals. Unfortunately, not all of them are legit. Roofing scams are more common than most homeowners realize, especially in areas hit hard by severe weather.
At Pillar & Peak, we believe in honest work and zero-pressure service. That’s why we’re exposing the five most common roofing scams—and giving you tips on how to avoid them.
1. The “Storm Chaser” Roofing Company
What It Looks Like
These are out-of-town contractors who swoop in after a storm, canvas neighborhoods, and pressure homeowners into signing contracts on the spot. They often leave behind subpar work—or disappear entirely before completing the job.
How to Avoid It
- Ask for a permanent local address and phone number.
- Look for companies with long-standing reputations in your area.
- Check Google reviews and verify licenses/insurance.
2. “Free Roof” or Insurance Deductible Forgiveness
What It Looks Like
Some roofers offer to “waive your deductible” or promise a “free roof” through your insurance. While it sounds appealing, this is considered insurance fraud and could leave you liable for legal consequences.
How to Avoid It
- Understand that you are responsible for your deductible—no legitimate contractor can legally waive it.
- Get all estimates and billing in writing, and review with your insurance company if needed.
3. High-Pressure Sales Tactics
What It Looks Like
You’re told you must sign “today only” to get a special price, or that your roof is in urgent danger without proof. These scare tactics are used to rush decisions and prevent you from getting second opinions.
How to Avoid It
- Take your time—no professional contractor should pressure you into an immediate decision.
- Ask for a full inspection report, photos of damage, and clear written estimates.
4. Upfront Cash or Large Deposits
What It Looks Like
A roofer asks for a large upfront payment—sometimes in cash—before starting any work. Then they delay the job, perform shoddy work, or disappear entirely.
How to Avoid It
- Never pay in full upfront. A small deposit (10–30%) is normal, but only after a contract is signed.
- Use checks or credit cards for a payment trail—avoid paying in cash.
5. Unlicensed or Uninsured Contractors
What It Looks Like
Some individuals pose as roofing contractors but have no license, insurance, or proper training. If they get hurt on your property or cause damage, you could be held responsible.
How to Avoid It
- Always ask for proof of liability insurance and workers’ comp.
- Verify licenses with your local municipality or state.
- Don’t be afraid to ask questions—legitimate pros will have nothing to hide.
How to Choose a Roofer You Can Trust
Look Local. Look Experienced.
Pillar & Peak is a locally owned and operated roofing and restoration company with a strong track record in Tennessee and Florida. We don’t chase storms—we build relationships and stand behind our work for the long haul.
What Sets Us Apart
- No sales pressure—ever.
- Licensed, insured, and certified contractors.
- Complimentary inspections and honest evaluations.
- Insurance claim support (available in TN).
Schedule a Free, No-Pressure Roof Inspection
If your home was hit by a recent storm—or your roof is showing signs of age—get peace of mind from a company you can trust. Our inspections are free, our assessments are honest, and our work speaks for itself.
- Greater Memphis Area: 901-568-8151
- Greater Tampa Area: 901-605-5993
- Greater Orlando Area: 407-636-0788
Don’t get scammed. Get protected—with Pillar & Peak.